This final session begins with a whimsical yet challenging riddle about how to navigate a fork in the road which has no signs as to where either fork leads (the answer is revealed at some point during the session). Topics presented include a detailed definition of Karma: not the punitive version in which Karma works like some sort of cosmic slingshot that fires out punishment for bad behavior and/or rewards for good; but rather the alternative concept that we simply live in a Universe where thoughts and actions have consequences, a Universe in which our current reality is largely the sum total of all our prior decisions, a Universe in which we possess the power to create our tomorrow based on the thoughts, attitudes and actions which we adopt today. The concept of mindful and purposeful decision making is also discussed in detail. The session concludes with a very powerful experiential exercise.